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Head-to-head comparison

FundingShield vs. Identity and Vendor Networks

Identity and vendor networks protect the title company's wires. FundingShield protects the funder's money before it leaves.

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3
FundingShield
1
Even
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Identity and Vendor Networks
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Quick answer

Identity and vendor networks verify who the buyer, seller, or payee is and move wire instructions through a secure channel, usually inside the title or escrow company's own software. FundingShield works from the funder's side: before a lender, warehouse lender, or investor releases funds, it independently verifies that the settlement agent is licensed and insured, that a valid CPL covers the loan, and that the wire account belongs to that covered entity, then issues a loan-level certificate of assurance.

Choose FundingShield if…

You're the lender, warehouse lender, or investor releasing the funds
Your closings run through many title companies on different software
You need the agent, CPL, and wire verified on every loan

Choose Identity and Vendor Networks if…

You run closings at a title or escrow company
You need ID and biometric checks for buyers and sellers
You want secure wire collection built into your closing software
Tap any row for the detail.
CapabilityFundingShieldIdentity and Vendor Networks

Who it's built for

Edge: FundingShield
FundingShield

FundingShield serves every party whose capital is at risk: mortgage lenders, warehouse lenders, title insurance underwriters, closing agencies, and institutional investors.

Identity and Vendor Networks

Title and escrow companies and attorneys. Buyers and sellers use them through the title company's closing portal.

What is an identity and vendor network in real estate closings?

A system that confirms the people and companies in a transaction are who they say they are, usually through ID scans, facial matching, and public-records checks, and lets participants exchange wire instructions through a secure channel instead of email.

Does identity verification stop mortgage wire fraud?

It stops impersonation of buyers, sellers, and payees. A funder still needs to know the settlement agent receiving the loan proceeds is licensed, insured, covered by a valid CPL, and using an account that belongs to them. FundingShield verifies those items on each loan before funds move.

Who should own wire verification, the title company or the lender?

Both have a role. Title and escrow companies protect the wires they send and receive. Lenders, warehouse lenders, and investors carry the loss when an advance goes to the wrong account, so many add independent, funder-side verification.

How does FundingShield verify a wire account?

WAVS checks wire instructions against verified account records. FundingShield's data set covers 80,000+ verified settlement-party wire accounts, about 95% of the market, and confirms the receiving account belongs to the licensed entity covered by the CPL.

Can a lender use FundingShield alongside a title company's network tools?

Yes. They protect different points in the money flow. The title company's tools secure its own transaction, and FundingShield gives the funder an independent, loan-level certificate before release.

See FundingShield in action.

Tell us about your workflow and we'll walk you through how we prevent wire and title fraud on every closing.

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sales@fundingshield.com · 949-706-7888